Living in beautiful Southwest Florida means enjoying amazing weather for much of the year. But it also means being prepared for hurricane season. Investing in impact windows is one of the smartest decisions you can make for your SWFL home and your family’s safety. If you are buying impact windows you probably have a lot of questions. For example, how do you know which windows to buy? Also, what requirements do you need to meet for your home’s location? This guide will walk you through everything you need to know to make an informed purchase of impact windows for your home. Our hope is it helps you get the best protection and value for your Southwest Florida home.
And make sure you check out our selection of Impact Windows in Southwest Florida.
Why Install Impact Windows? Benefits Beyond Just Storm Protection
Impact windows are a significant investment, but their advantages extend far outweigh their cost. Thats because they go beyond just protection during hurricane season. Some of the many benefits of buying impact windows include the following:
- Energy Efficiency: Cut Down Your Energy Bills and HVAC Strain: This is a major selling point in Florida’s intense heat. Like all new windows, impact windows vary in their energy efficiency performance. If energy efficiency is important to you then look for windows with:
- Low U-factor – the lower the U-factor, the better their insulation and less heat transfer through the window. On the flip side, you can also look for a high R-value, which is the resistance of heat flow through the window.
- Low Solar Heat Gain Coefficient (SHGC) – this measures how well the window blocks heat from sunlight from entering your property through the window. The lower SHGC means they do a better job at blocking heat from the sun.
- Insulated Impact Windows with Low-E coatings and gas fills (Argon or Krypton) between the panes help further boost energy efficiency. Insulated impact windows have a third pane of glass with a space in between, which helps add more insulation. Low-E coatings help block out UV rays and reduce heat transfer through the glass.
- Noise Reduction: A Quieter Home: Impact windows have laminated glass. This helps make them impact resistant. It also acts as an excellent sound barrier. They will not make your home sound proof, but they will reduce outside noise. To many, the sound-dampening qualities of impact windows are a significant benefit.
- UV Protection: Protecting Your Interiors: If you have older windows, you probably have noticed that your rug, couch or other belongings have faded from the sun. Impact windows with low-E coatings can help with this. They help block harmful UV rays.
- Increased Home Value: Impact windows are a highly desirable feature in Southwest Florida. Folks looking a house want one with hurricane protection installed. And impact windows are the most desired. In turn, if you go to sell your home impact windows can significantly increase your home’s resale value. They are seen as a long-term investment in safety and comfort. Learn more in our guide covering the topic Do Hurricane Impact Windows Add Value To Your Home in SWFL?
- Insurance Savings: In the state of Florida homeowners insurance companies offer discounts for homes equipped with impact-resistant windows and doors. The amount may vary from one carrier to another. Be sure to inquire with your insurance provider about potential savings.
Want to learn more? Discover the 5 Biggest Benefits of New Replacement Windows for Your Home
1. What to Look For in Terms of Hurricane Protection & Security
When it comes to buying impact windows, hurricane protection and safety are the most important. Here’s what to look for in any impact glass products:
- Hurricane Rated, Florida Product Approved: If you need hurricane protection this is non-negotiable. When buying impact windows ensure they meet or exceed the rigorous Florida Building Code (FBC) requirements, especially since Southwest Florida falls within wind-borne debris regions. Look for official certifications like Miami-Dade Approval, HVHZ approval, or compliance with ASTM standards. These certifications are your assurance that the windows have been rigorously tested to withstand hurricane-force winds and impacts.
- Note: Depending on where you live the specific requirements may be different. Check out the section on navigating building codes & local regulations below.
- Wind Speed Resistance: Don’t just settle for windows marketed as “impact resistant.” Ask specific questions about the maximum wind speeds the windows are certified to withstand (e.g., 180 mph, 200 mph). This directly correlates to the level of protection your home will have during a severe storm.
- Impact Resistance: Stopping Flying Debris: The core function of an impact window is to resist flying debris. Impact windows have a special type of glass called laminated glass. It is made from two panes of glass laminated to a strong polymer interlayer (often made of PVB – polyvinyl butyral). Since the glass is bonded to it the interlayer holds the glass together even if it fractures. This means the window remains intact. This prevents dangerous projectiles from entering your home. It keeps the elements out. And it helps to prevent your home from becoming pressurized, leading to more significant damage.
- Enhanced Security: You will be happy to know that these windows protect your family beyond hurricanes. Impact windows offer a significant deterrent against break-ins. Their robust construction makes them incredibly difficult for intruders to get through. This gives you an added layer of security for your family and valuables.
2. How to Navigate Florida Building Codes & Local Regulations
The Florida Building Code (FBC) is the starting point used in the Sunshine State. However, counties and municipalities in Southwest Florida may have their own requirements. Understanding these requirements when buying impact windows is crucial. It ensures you meet the local codes. It also ensures you are buying products suitable for your area.
Here are some things to consider:
- Local Ordinances & Requirements: While the Florida Building Code provides statewide guidelines, individual counties in the state often have their own specific local ordinances or stricter requirements. A professional (and reputable) window company will know these. Still, it is recommended you ask companies which windows you need for your specific area.
- Here is a resource to help you better understand the FBC: Florida Building Code – Intro For Florida Residents
- The Permitting Process: Replacing windows typically requires permits. Any licensed window company should handle this process for you. However, you should understand that documentation will be required and there will be inspections to ensure compliance. You should also be aware that there is a cost for permits. These costs should be included on any quote so you know the full cost of the installation.
- The “25% Rule”: If you’re home is older than 2002 then you should know about the 15% rule. If you are planning to replace more than 25% of your home’s windows, you should be aware of this FBC rule / exception.
- An actual example of this can be seen in the Cape Coral Window/Door Replacement – Residential Permit Guidelines, which states: “If more than 25% of the windows and/or doors in a pre-Florida Building Code home are being replaced and the windows/doors are NOT impact glass, the windows/doors are required to have opening protection (such as shutters).”
- Wind-Borne Debris Regions and Design Pressures (DPs): Understanding your property’s wind zone, such as if it is in a High Velocity Hurricane Zone (HVHZ), and the corresponding Design Pressures (DPs) for windows will be crucial. These specify the minimum pressure a window must withstand based on its location and requirements. For those in HVHZ you will need Miami-Dade approved windows (also known as those approved for HVHZ use).
3. Product & Installation Details: Making the Best Choices For You
Now that you understand the “why,” (as in why impact windows are important), it’s time to consider the “what” and “how” of buying impact windows. What type of windows should you buy? Who should you hire to install them?
Here are some things to consider when it comes to picking your windows and a company to install them.
- Wide Selection of Window Types: Impact windows come in every type and style that non-impact windows do. You can replace your existing windows with the same kind. Or you can pick a more modern style, such as replacing outdated jalousie windows with single or double hung windows. You have a lot of freedom so you can pick the windows that best suit your home’s aesthetics and functionality. Discover some of the many different impact window styles, including:
- Materials Matter: Impact window frames come in different materials, each with pros and cons. Regardless of which type of frames you pick make sure they are high-grade, high-quality materials.
- Aluminum: Aluminum frames are durable, strong, and powder coated, but can be less energy-efficient. Make sure you pick windows with high-grade aluminum and quality coatings.
- Vinyl: Excellent energy efficiency, low maintenance, but can be bulkier in appearance. Make sure the manufacturer uses virgin resin. Cheaper vinyl windows may warp, among other issues.
- Fiberglass: Strong, durable, and good energy efficiency, but often at a higher price point.
- Impact Glass Options: When buying impact windows make sure they have laminated glass and adequate impact resistance. You might also consider insulated impact glass for enhanced energy efficiency. Learn more in our guide on Glass Types For Impact Windows.
- Aesthetics & Style: Don’t sacrifice curb appeal for protection. Impact windows come in a wide array of styles, sizes, shapes, and finishes to match your home’s architecture and your personal taste. Ask about customization options.
- Reputable Manufacturers: Look for brands with a proven track record of quality and performance in Florida’s harsh climate. Some well-regarded manufacturers include Eastern Architectural Systems (EAS), PGT, and CGI. Research their warranties and customer reviews as well as their product line.
- Professional Installation is Key: Even the best windows will fail if they are poorly installed. Ensure your chosen company employs professional, licensed, and certified installers who are experienced with impact window installation in Southwest Florida. Ask about their installation process. Learn more about our Impact Window Installation Process
- Warranty: Understand the warranty offered on both the windows themselves (manufacturer’s warranty) and the installation (installer’s warranty). A good warranty provides peace of mind that your windows will perform as they are supposed to. Having a long warranty is a good start. But make sure the language of the warranty provides adequate protection.
- Maintenance: Inquire about how easy the windows are to clean and maintain. Low-maintenance options are always a plus. If you are interested, learn more about How to Clean Impact Windows: A Step-by-Step Guide.
5. Understanding Cost & Financing
Like any home improvement project, impact windows are an investment. You will want to create a budget and come up with a plan for how you will pay for them. Consider the following:
- Budget: Determine a budget for your new windows. You can use this as a starting point.
- Pricing: You want to make sure you get clear, transparent pricing. This includes getting an itemized quote to help you understand the cost per window, including installation. Prices can vary significantly based on window type, size, material, and features. You should also ask what other costs there are, including permits, taxes, or anything else. The goal is to understand the complete cost of your project before moving forward.
- Financing Options: Ask about any financing plans or payment options available through the window company or third-party lenders. Learn more about Financing Options for Impact Windows.
- Return on Investment: Impact windows are an investment. But it is important to factor in the long-term savings. For instance, consider the potential reductions in energy bills and any insurance discounts. You can also consider how much value the windows will add to your home. If you sell or refinance you could get this benefit. All of these factors can help offset the initial cost over time.
By considering all these factors, you’ll be well-informed and ready to choose and purchase impact windows for your Southwest Florida home.
Conclusion
Choosing the right impact windows for your Southwest Florida home is a crucial decision. These windows offer lasting storm & security protection, energy savings, and peace of mind. Making the best buying decision requires navigating building codes, selecting quality products and professional installation, and planning for costs. Now that you understand these factors you may be better-equipped to make an informed choice.
Ready to enhance your home’s safety and value with impact windows in Southwest Florida? Don’t hesitate to reach out to the experts at Eurex Shutters for a free quote or to start your impact window project today.
Best in class performance, technology & warranty
- Meet and Exceed Current Florida Building Code
- Custom, highest quality hurricane shutters & windows
- Up to 20 year limited warranty
